Refinance With Low Rates!
Recently, mortgage interest rates have been at historical lows, and now may be the time to reduce your monthly mortgage payment, reduce your mortgage term, eliminate that pesky mortgage insurance, or utilize the equity in your home.
If you currently have an adjustable-rate mortgage, or have a fixed rate mortgage of any term at or above seven percent (7%), it is time to consider refinancing.
The downloadable PDF links at the bottom of the page provide useful information during the home refinance process.
After the mid-2000’s mortgage meltdown, finding a mortgage that fits your needs can be problematic and time-consuming. Many lenders and mortgage companies closed their doors, and those who remained tightened their credit, income and underwriting standards. In this uncertain environment where available loan products change on a daily basis, Oxford Capital is your resource to find a suitable option.